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I see no reason to pay $100+ a year for credit monitoring or other credit score products. Find more in Credit Cards, Deals & Offers | credit reports free Detroit 9/21 | 8 Comments The Starwood Preferred Guest American Express Card has upped their sign-up promotion to 10,000 bonus Starpoints with your first purchase and another 15,000 points when you spend $5,000 within 6 months. The required spending used to be $15,000, which was much less easy to reach.

This means after credit reports free Detroit spending $5,000 that earns 1 Starpoint per dollar, with the bonuses youd get credit reports free Detroit a total of 10,000 + 15,000 + 5,000 = 30,000 Starpoints. Introductory annual fee of $0 the first year, then $65 a year after that. Starwood is a collection of midscale to very-upscale hotels, and these points tend to be most valuable if you can use them for free hotel stays. Starwood is unique in that there are no blackout dates, so if there is a room, you can have it for points. Ive used them in a pinch, for example 3,000 points for a $120 a night room at the Vancouver Airport Four Points (Category 2). Along these lines, you could grab 10 free hotel nights at Category 1 hotels or Category 2 hotels on weekends (Fri/Sat night). where to get your free credit report

Ive also planned ahead and used 10,000 points for a $450/night room at the majestic Westin Madrid in Spain (now Category 5). If you redeem for 4 nights in a row in a Category 3 or higher hotel, the 5th night is free. There are also several cash and points opportunities, for example you can get a $400 room at the Westin Rome in Italy or W Hotel New York Times Square for 8,000 points + $150 a night.

Run the numbers, and no matter what hotel you pick, the value of 30,000 points can be easily greater than $500. Starpoints are also credit reports free Detroit convertible to frequent flier miles at various airlines on a 1:1 basis, which credit reports free Detroit is handy to top off a single account to reach an award. Also, if you convert 20k at a time, 20,credit reports free Detroit 000 Starpoints = 25,000 miles. free annual credit report gov Ive had this card for years now and actually paid the annual fee. This is credit reports free Detroit because instead of an airline-specific card that earns 1 mile per dollar spent, I can use this and get 1.25 miles per dollar spent and have much more flexibility. (I do admit that the addition of free checked bags on some cards (ex. United, Delta) has changed the balance a bit.) Finally, as a baseline 9,500 Starpoints = $100 gift card at Amazon.com. For you freelancers, also check out the small business card version.

Compare with other $500+ top credit card bonuses currently available. Find more in Credit Cards, Deals & Offers | 9/20 | 15 Comments If youve been considering making your side venture a formal separate entity, MyCorporation is offering their LLC formation and incorporation filing services for free for one day only 9/20/11 until 11:59 PST with the coupon code MYFREE (regular price $99).

Also included is a copy of Quickbooks Simple Start (though I think this is always free) and a free domain name registration. You must still pay shipping and the applicable filing fees charged by each state. Im sure theyll also try to upsell you some additional services, but you can decline them. MyCorporation is owned by Intuit, makers of TurboTax and Quicken. credit report history Accordingly, you can view such online incorporation services as similar to TurboTax for taxes. Yes, you could fill out your 1040 tax forms all by yourself, but its credit reports free Detroit much easier to go through a question-and-answer software that walks you through it and explains the steps. You could also incorporate yourself as well, may prefer some guidance.

However, if youre doing something complex or credit reports free Detroit out of the ordinary, then you should hire a professional to handle it (accountant credit reports free Detroit for taxes, lawyer for incorporation).

When I formed my S-Corporation years ago, I used one of their primary competitors Legalzoom and paid about $150 for the service not including the state filing fees and shipping.